Terms and Conditions

1. Introduction

Welcome to AltreanGroup. These Terms and Conditions ("Terms") govern your use of AltreanGroup's website, platform, and investment services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

AltreanGroup Investment Management Inc. ("AltreanGroup", "we", "our", or "us") is an investment advisory firm Authorised and regulated by the FINMA (Swiss Financial Market Supervisory Authority) with FINMA Institution Number 739142.

2. Definitions

In these Terms, unless the context requires otherwise:

• "Account" means your AltreanGroup investment account.
• "Client" or "You" refers to any individual or entity that uses our Services.
• "Content" means all information, text, data, graphics, images, videos, and other materials contained on our website or platform.
• "FINMA" means the Swiss Financial Market Supervisory Authority, the regulatory body that oversees financial services in the Switzerland.
• "Platform" refers to AltreanGroup's online investment platform and associated technology.

3. Services

AltreanGroup provides investment management and advisory services to clients. Our services include, but are not limited to:

• Discretionary investment management
• Investment advisory services
• Portfolio construction and management
• Financial planning
• Access to investment opportunities across various asset classes

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of our Services.

4. Account Registration

To use certain features of our Services, you must register for an account. When registering, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to protect your account credentials.

AltreanGroup reserves the right to refuse service, terminate accounts, or cancel transactions at our discretion.

6. Privacy Policy

Our Privacy Policy describes how we collect, use, and protect your personal information. By using our Services, you consent to the data practices described in our Privacy Policy.

7. Intellectual Property

All content on our website and platform, including but not limited to text, graphics, logos, icons, images, and software, is the property of AltreanGroup or our licensors and is protected by Swiss and international copyright and trademark laws.

You may not copy, modify, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from our Services without our prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, AltreanGroup and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or in connection with your access to or use of our Services.

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, fraud, or any other liability that cannot be excluded or limited by Swiss law.

9. Termination

You may terminate your account at any time by providing written notice to us. We may terminate or suspend your account and access to our Services at our discretion, with or without cause, by providing thirty (30) days' written notice.

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Amendments

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the updated Terms on our website and/or by email. Your continued use of our Services after such modifications constitutes your acceptance of the revised Terms.

It is your responsibility to review these Terms periodically to stay informed of updates.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles.

Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the courts of England and Wales, which shall have exclusive jurisdiction.